Frequently Asked Questions
Q: How long is the purchase plan?
A: All of our plans are for 12 months.
Q: Can a customer come pick up the item?
A: OwnMyStuff delivers all of our products directly to our customers’ homes. We do not have a store front.
Q: Where are you located?
A: Utah County
Q: Do you sell to customers outside of Utah?
A: No
Q: Is this more expensive than paying cash for the item?
A: Yes. However, we allow you to pay over time with no money down and no credit check.
Q: How do your prices compare to other rent to own companies?
A: We offer highly competitive prices that are on average more affordable than our competitors.
Q: Are the items brand new?
A: Yes, our items are brand new. We occasionally sell pre-owned items but those items are clearly marked and listed separately.
Q: Can I return the item before the 12 month purchase plan is completed?
A: Yes. However, you will be charged a 15% restocking fee.
Q: Is there a referral discount?
A: Yes. A referral discount will be applied to your account for every referral that brings a new customer. (Referral discounts are applied directly to your account. The referral discount will be applied at the end of the contract term.)
Q: What does the pricing listed on the website mean?
A: The pricing listed on the website is the cost per week. You do have the option of setting up a weekly, bi-weekly, bi-monthly or monthly payment plans that best suits your pay periods.